Life insurance is meant to provide peace of mind that if you pass away, money will be provided to your loved ones so they do not face financial difficulty at an already emotionally turbulent time. In most instances, this works out, but there are some circumstances in which a life insurance company may refuse to

Every year more than 42,000 Canadians are hurt due to a slip and fall, most of which are caused by unsafe conditions such as ice, debris, or a poorly maintained property. Injuries from these accidents can range from minor bumps and bruises to much more serious injuries that can take months or even years to

Motor vehicle accidents can often result in serious injuries and leave the victim physically and financially suffering due to medical expenses and time off work. If you or a loved one has been involved in such an accident, it is important to know your legal rights because your timeline to make a claim is limited. 

A concussion is an injury that can occur when there is a jolt or blow to the head. They can also occur when there is a blow to the body that causes the head to suddenly jerk back and forth. In many cases, doctors will describe concussions as ‘mild’ injuries because they are usually not

Winter weather can make roads dangerous, and accidents are more likely to happen, even if drivers are careful. Since the weather isn’t ideal, it can take more time for a tow truck, or help, to get to you following an accident in the winter. If you’ve been in a motor vehicle accident, you want to

When someone is injured due to a slip and fall on someone else’s property, the question of who is responsible often comes into play. Is there someone else responsible for these injuries, or was it truly just an accident? There is legislation that has been put in place to help determine who has responsibility, and

Having a long-term disability that prevents you from working is frustrating not only because of the physical or mental limitations that it puts on you, but also because of the financial constraints that come along with not being able to earn a paycheck. Fortunately, if you have disability coverage, your insurance can offset the financial

According to the Canadian Automobile Association, approximately 7500 Canadians are seriously injured yearly in cycling accidents. While this statistic is alarming, it is even more alarming when you consider the fact that many, if not most, of these accidents could have been prevented or mitigated by following some simple safety tips. At Hoffman Law, we

After a motor vehicle accident, it is likely that you’ll have a number of interactions with your insurance company to seek compensation. In Ontario, there are several types of insurance coverage that work together to provide a payout to the drivers. Statutory Accident Benefits are described in O.Reg. 34/10. Mandatory Automobile Insurance in Ontario The

Driving all-terrain vehicles (ATVs) is a popular summer pastime in Canada. And it’s no wonder – ATV riding can be exhilarating and fun. Unfortunately, it can also be dangerous. In fact, according to Statistics Canada, there are 100 deaths a year related to ATV accidents. Even non-fatal accidents can be traumatic or even life-changing.  What